๐ผIn-Hand Salary Calculator
Convert gross salary to net take-home pay for India or the US.
Professional tax defaults to a flat โน200/month estimate โ it varies by state.
Tax slabs change yearly โ these default to the current published rates but can be edited, added, or removed to model a different year or jurisdiction.
Free In-Hand Salary Calculator
Our free in-hand salary calculator converts your gross pay into real take-home numbers for both India and the US. For India, enter your CTC and choose the new or old tax regime to see your monthly and annual take-home after PF, professional tax, and income tax. For the US, enter your gross salary and filing status to see your take-home after federal tax and FICA.
Every result comes with a full deduction breakdown โ not just a single number โ so you can see exactly where your money goes: taxes, retirement contributions, and other deductions, itemized clearly.
No sign-up, no downloads, no limits โ just an accurate picture of your real paycheck.
About the In-Hand Salary Calculator
Features
India: new & old regime
Compare take-home pay under either tax regime, with PF and professional tax.
US: federal tax + FICA
Marginal federal brackets, standard deduction, and Social Security/Medicare.
Full deduction breakdown
See exactly where every rupee or dollar goes, not just a single net number.
Editable tax slabs
Add, remove, or edit any bracket โ defaults to FY 2025-26 (India) and tax year 2024 (US), but stays useful after rates change.
Frequently Asked Questions
How does the take-home salary calculator work?
Enter your gross salary (CTC for India, gross annual for the US) and it computes your net take-home after applicable taxes and deductions.
Is it free?
Completely free, no sign-up or limits.
Which countries are supported?
India and the United States, each with their own tax rules and deduction models.
What's the difference between the old and new tax regime in India?
The new regime has lower slab rates but fewer deductions; the old regime allows exemptions like 80C but has higher slab rates. The calculator lets you compare both.
Does it account for PF and professional tax?
Yes, for India mode, employer/employee PF contributions and professional tax are included in the deduction breakdown.
Does it account for FICA in the US calculation?
Yes, Social Security and Medicare (FICA) are applied alongside federal income tax.
Does it include state income tax in the US?
State tax varies widely and is out of scope for this version; only federal tax and FICA are calculated.
How current are the tax brackets used?
The calculator defaults to the latest published tax year's brackets, but every slab is editable โ add, remove, or change any threshold and rate to match a different year.
Is my salary data stored?
No; everything runs in your browser and isn't stored or sent anywhere.
Does it work on mobile?
Yes, fully responsive.