๐ฆLoan / EMI Calculator
Calculate your monthly payment (EMI), total interest, and total repayment โ with a full amortization schedule and a principal-vs-interest breakdown chart. Free and instant.
Principal vs Interest Per Payment
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
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Free Loan Calculator Online
Working out a loan? Our free Loan / EMI Calculator shows you the full cost the moment you enter your figures. As a fast and reliable loan calculator, it takes your loan amount, interest rate, and term and instantly calculates your monthly payment (EMI), the total interest you'll pay, and the total amount repaidโso you know exactly what a loan really costs before you commit.
But it does more than a single figure. See a complete amortization schedule showing how each payment splits between principal and interest and how your balance falls over time, plus a clear chart of principal versus interest across the term. Whether you're comparing a personal loan, a car loan, or a mortgage, you can adjust the numbers and instantly see the impact.
Simply enter your loan details to see the results instantly. No sign-up, no downloads, no limitsโjust clear numbers whenever you need them.