📈SIP / Investment Calculator

Estimate the future value of your SIP and lump-sum investments — with total invested vs returns, step-up option, and a year-by-year growth breakdown.

Investment Details

SIP Amount

₹

Contribution Frequency

Expected Annual Return

Investment Period

yrs

Optional

Lump Sum (one-time)

₹

Annual Step-up

Increase SIP by this % each year

Total Invested —

Estimated Returns —

Maturity Value —

Growth Chart

Disclaimer: Results are estimates based on a constant assumed return rate. Actual mutual fund returns vary with market conditions. This is not financial advice — please consult a qualified financial advisor and read scheme documents before investing.

Year-by-Year Breakdown

Year	Total Invested	Portfolio Value	Estimated Returns

Free SIP / Investment Calculator Online

Investing regularly? Our free SIP / Investment Calculator projects how your money could grow the moment you enter your numbers. As a fast and reliable sip calculator, it takes your monthly investment, expected return, and time period and instantly estimates your maturity value — clearly splitting how much you invested from the returns you could earn.

But it does more than one figure. Add a one-time lump sum, switch your contribution frequency, or turn on step-up SIP to increase your investment each year, and watch the projection update. A growth chart and a year-by-year breakdown show how compounding builds your corpus over time, and you can switch between international and Indian number formats with every figure shown in words as you type. Whether you're planning for a goal, retirement, or just exploring, the full picture is right there.

Simply enter your investment details to see the estimate instantly. No sign-up, no downloads, no limits — just clear projections whenever you need them.